Affordable Halal Super: The Hejaz Difference
Retirement may seem far away, but being ready by saving and investing in an affordable and halal super fund can help ensure your golden years remain fuss-free.
However, there are so many choices in the superannuation world. It can be confusing and costly. We will guide you in finding the most affordable superannuation in Australia.
Making your Super pure and free from haram
In Islamic superannuation, it is free from the wrongful activity of accumulating wealth through the form of interest. This activity can be both paying or receiving interest. This is because interest promotes inequality in society and widens the income gap.
Hence why we must be aware of what our Super is invested in and that no more harm is generated from our wealth.
Affordable Halal Super the Hejaz way
Now that we are aware of the harmful aspects in the field of superannuation, we want more control of how our Super is used for investments and making the world a better place. We have worked ways to make our Super as pure as we can.
How are we different from other super funds? Firstly, we will never have interest charges. Guided by Shariah laws (which we briefly elaborate in the next section), we strategically invest in halal ventures and organisations.
Next, even ethical superfunds invest in interest-bearing ventures or assets. This does not conform to Islamic principles and that is what makes us different and truly free from sin.
Your superannuation will be invested in our truly unique Hejaz Global Ethical Fund. This portfolio of investments is a commitment to remain Islamically compliant on investment performance.
We are also 100 per cent transparent of our investments and operations. As a member, you have an online platform to log in to monitor performance and check your Super. Furthermore, we tell you what we invest in and what we don’t.
Clean energy & technology
Affordable Super led by Islamic principles
With low fees to manage your Halal Super, the Hejaz Islamic Super & Pension (HISP) aims to achieve the Consumer Price Index (CPI) plus a percentage (after fees) per annum. This is done to achieve capital and income appreciation over a period by investing in a diversified portfolio with multi-asset strategies.
More importantly, we integrate moral values and socio-economic justice with a balance between financial and spiritual needs through incorporating ethical foundations across all investment decision-making processes.
The fund provides an investment solution to investors seeking Shariah-compliant investing. We apply our asset management expertise, strict screening process, and in combination with the knowledge and advice of Shariah scholars to offer investors a Shariah-compliant portfolio.
Keen to remove haram (impermissible) activity from your Super?
Apply now to switch your super or schedule a call with our specialist at a time that works for you!