Hayat Protection™
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Islam encourages the proactive protection of oneself, family, and assets.
The concept of Insurance is aligned closely with that of protection – The protection of one’s assets, income, family, dependents, health, business, from possible detriment resulting from an unexpected adverse event or loss. In Islam, this protection can be broadly translated as the Arabic word, Takaful.
The origins of Takaful date back to the era of the Prophet Muhammad (PPUH), and transactions with Takaful based Protection were discovered during the Caliphate of Omar (RA) where Maritime Protection Takaful was taken out by merchants to protect their cargo during sea voyages.
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Did you know?
Takaful
Takaful is a system based on mutual assistance which was approved by the Islamic Fiqh Council in 1985 as a Shari’a compliant alternative to conventional insurance. Commercial insurance is considered unlawful because it involves prohibited elements including maisir (gambling), riba (interest) and gharar (uncertainty).
Encouraged
Being proactive in protecting oneself, family, health, and wealth is not only acceptable but encouraged.
Endorsement
Leading Islamic Scholars around the world have expressed their support for the utilization of compliant forms of personal and wealth Protection, which establish a degree of safety and security for the Muslim community.
Mutual Protection
By my life, which is in Allah’s power, nobody will enter Paradise if he does not protect his neighbor who is in distress. (Narratted by Imam Ahmad)
Based on the above basis, Islamic scholars had decided that there should be a concerted effort to implement the Takaful concept as the best way to resolve these needs.
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Unforeseen tragedies such as illness, permanent disability, even death can leave you and your family facing tremendous emotional stress. We will walks you through the claims process, guide you, and offers personalised rates based on how, where and when you need it
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