Family Protection

For 27 years Hassan was a truck driver who thoroughly enjoyed life on the open road. When he wasn’t travelling he lived with his wife and teenage son helping with the family’s hobby farm.

Hassan’s father had died of cancer 10 years earlier without life insurance cover. Hassan witnessed first hand the struggle his mother faced as she had no access to immediate money to pay for his father’s funeral. His father also had some outstanding money to pay on the mortgage and his mother was forced to sell the home as she couldn’t keep up with the repayments.

Shortly after his father’s death and seeing his mother’s financial hardship, Hassan spoke to a Hejaz to make sure he had enough life cover to ensure his own family would not face the same financial difficulty. Hassan even reviewed his cover after the birth of his son Adam when his wife was not working.

Two weeks after Hassan’s 45th birthday he was diagnosed with colon cancer. He couldn’t believe it, he still felt fit and healthy and initially thought there was a mistake. It was made worse by the prognosis that he wouldn’t make it much past his 46th birthday. After a short battle with the illness, he passed away.

Hassan’s wife received a call from their lawyer informing her that Hassan had life insurance cover and he was sending her a cheque for $1,042,000. This meant that she could pay off their mortgage and wouldn’t have to go back to work full time, allowing her to stay at home to look after Adam. In addition Adam’s education was taken care of.

Due to Hassan’s foresight he ensured his family was looked after in a time of great need.

* This is an example only to illustrate the potential benefit of taking out Life Cover, and should not be relied upon as indicative of benefits payable under the Life Cover benefit.