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        Focusing on a brighter future for Australian Muslims by removing that evil from their super. Interest.

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Hejaz Financial Services

Investment Options

Choose how your funds are invested by selecting from three Shariah compliant investment options to suit your investment strategy and risk profile.

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The choice is yours!

Growth

A multi-asset Shariah compliant investment portfolio investing across Australian and International Shares, Listed Property Securities, Fixed Income (Shariah Compliant) and Cash, with a higher allocation to growth asset classes.

Balanced

A multi-asset Shariah compliant investment portfolio investing across Australian and International Shares, Listed Property Securities, Fixed Income (Shariah Compliant) and Cash, with a balanced allocation to both growth and conservative asset classes.

Conservative

A multi-asset Shariah compliant investment portfolio investing across Australian and International Shares, Listed Property Securities, Fixed Income (Shariah Compliant) and Cash, with a higher allocation towards conservative asset classes.

Offering Three Unique Investment Options

Hejaz Islamic Super & Pension allows you take control of your superannuation in line with Islamic beliefs and can help you reach your retirement goals faster through range of investment options.

This means that you can choose how your funds are invested by selecting from three Shariah compliant investment options to suit your investment strategy and risk profile.

Hejaz Islamic Growth

Fund features

as at 1 July 2023

Investment Objective

To achieve an investment return (after fees and tax) of 3% pa above the Consumer Price Index

Suggested Minimum Timeframe

Minimum 7 Years

Target Allocation

75% Growth Assets

25% Defensive Assets

Risk Level

High

Administrative Fee

$1.25 per week plus 0.49% p.a.

Investment fees and costs (estimates only)

1% of assets p.a.

Transaction costs (estimates only)

0.05% of assets p.a.

Target Asset Allocation

as at 1 July 2023

Australian Shares          15.78%

International Shares      55.23%

Listed Property Securities     4%

Compliant Income          16.67%

(Shariah Compliant)

Cash                                 8.33%

Hejaz Islamic Balanced

Fund features

as at 1 July 2023

Investment Objective

To achieve an investment return (after fees and tax) of 2% pa above the Consumer Price Index

Suggested Minimum Timeframe

Minimum 5 Years

Target Allocation

60% Growth Assets

40% Defensive Assets

Risk Level

High

Administrative Fee

$1.25 per week plus 0.49% p.a.

Investment fees and costs (estimates only)

1.06% of assets p.a.

Transaction costs (estimates only)

0.04% of assets p.a.

Target Asset Allocation

as at 1 July 2023

Australian Shares          12.45%

International Shares      43.56%

Listed Property Securities     4%

Compliant Income          33.33%

(Shariah Compliant)

Cash                                 6.67%

Hejaz Islamic Conservative

Fund features

as at 1 July 2023

Investment Objective

To achieve an investment return (after fees and tax) of 1% pa above the Consumer Price Index

Suggested Minimum Timeframe

Minimum 3 Years

Target Allocation

35% Growth Assets

65% Defensive Assets

Risk Level

Medium

Administrative Fee

$1.25 per week plus 0.49% p.a.

Investment fees and costs (estimates only)

1.15% of assets p.a.

Transaction costs (estimates only)

0.02% of assets p.a.

Target Asset Allocation

as at 1 July 2023

Australian Shares          6.89%

International Shares      24.11%

Listed Property Securities     4%

Compliant Income          61.11%

(Shariah Compliant)

Cash                                 3.89%

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Hejaz Financial Services © 2023 / All Rights Reserved

Hejaz Capital Pty Ltd ABN 44 161 857 478 T/As Hejaz Financial Services is a Corporate Authorised Representative of Hejaz Financial Advisers Pty Ltd ABN 49 634 683 613 AFSL 517686

Australia Head Office

Level 11, 2 Queen Street, Melbourne VIC, 3000

Post Address : PO Box 96, Flinders Lane VIC, 8009

Indonesia Office

Sampoerna Strategic Square, GoWork 12th Floor North Tower, Jl. Jend Sudirman Kav.45, Jakarta Selatan, 12930

Important Information

*Halal loans are loans that follow the principles of Islamic finance, which prohibit charging or paying interest (riba) and engaging in unethical or speculative transactions.

The information provided is for general purposes only. It does not take into account your personal circumstances. Past performance is not indicative of future performance. Please consider the PDS and TMD located at www.hejazfs.com.au. The information is not an offer or recommendation to make any investment or adopt any investment strategy. You should consider the appropriateness of the information and seek professional advice tailored to your needs before making any financial decisions.

The information is believed to be accurate and current at the time of publication. While all care has been taken in the preparation to ensure the information is correct, it can change from time to time. There is no representation or warranty that any of the information is accurate or complete. To the maximum extent permitted by law, Hejaz Financial Advisers Pty Ltd and its employees, officer, and related entities do not accept any liability for loss arising from any reliance placed on the use of this information.

Hypotheticals, illustrations and examples on the websites are provided for illustrative purposes only. They should not be relied on by individuals when they make investment decisions.

Past performance information is not a reliable indicator of future performance and Hejaz Financial Advisers does not guarantee the performance of any financial products. Any reference to past performance on the website is intended to be for general illustrative purposes only.

All files and information contained in this Website are copyright by Hejaz Financial Advisers, and may not be duplicated, copied, modified or adapted, in any way without our written permission.

Trustees of superannuation funds have a legal responsibility to make certain documents and disclosures available to members. Hejaz Islamic Super & Pension is issued by Equity Trustees Superannuation Limited (ABN 50 055 641 757), as Trustee of AMG Super (ABN 30 099 320 583) (Fund) and is available from a division of AMG Super called Hejaz Islamic Super & Pension. For more information about the Trustee, as well as the Trustee’s prescribed disclosures including board and executive remuneration, please visit the Trustee’s website and see the fund page. The Trustee’s Privacy Statement can also be found on the website.

Information about the Fund’s Annual Member Meeting and Annual Member Outcomes Statement(s) can also be found on the Trustee’s website as they become available.

Hejaz Islamic Super & Pension is a Division of AMG Super. The PDS (link to PDS) and TMD (link to TMD) are issued by Equity Trustees Superannuation Limited (AFSL 229757, RSE Licence No L0001458) as Trustee of AMG Super. A person should consider the information in the PDS and the other important information (including the Members Guide) which form part of the PDS. The Hejaz Islamic Super & Pension PDS contains all information on our super investment options and fees.

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