Muhammed Cem

Muhammed Cem

Muhammed Cem

Financial Adviser

Muhammed is a Financial Adviser, senior Para-planner and Client Relationship Officer at Hejaz Financial Services. This extensive role and duty includes liaising with clients to provide holistic financial advice to individuals, families and business clients, incorporating wealth accumulation through to retirement, including those with complex situations. He specialises in wealth creation through Direct Equities, Managed Investments, Superannuation and Self-managed super funds. Muhammed ensures that the advice provided is implemented in a timely manner to ensure customer satisfaction is achieved.

Muhammed shares a life-long interest in the Financial Services industry with experience in Financial Planning, Superannuation, Investments, Insurance, Estate Planning and Retirement Planning. His passion includes helping individuals to achieve their financial goals and to be in a better financial position.

“The investor of today does not profit from yesterday’s growth” – Warren Buffet

Education & Training

  • Bachelor of Business (Economics and Finance) (RMIT)
  • Diploma of Financial Planning (Integrity)
  • Diploma of Financial Services (RMIT)
  • Certificate IV in Finance & Mortgage Broking (Integrity)

Areas of Expertise

  • Customer Relations
  • Customer Retention
  • Comprehensive Financial Plans
  • Investment Management

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