Access your super
Super is your savings for your future, so there are some rules around when you can access it. Generally, you need to wait until retirement, but sometimes (if you really need it) you can access it sooner.
We suggest you speak to one of our financial advice before accessing your super. That way, you can get the information you need to make the right financial decisions.
When can I access my super?
- After you reach your preservation age.
- In times of financial hardship.
- On compassionate grounds.
- Temporary resident permanently leaving the country.
- If you are terminally ill or permanently incapacitated.
Whats my preservation age?
Your preservation age is the minimum age you can begin accessing your super. It varies depending on when you were born. See the table to find your preservation age:
|BIRTH YEAR||AGE YOU CAN ACCESS YOUR SUPER|
|Before 1 July 1960||55|
|1 July 1960 to 30 June 1961||56|
|1 July 1961 to 30 June 1962||57|
|1 July 1962 to 30 June 1963||58|
|1 July 1963 to 30 June 1964||59|
|1 July 1964 or after||60|