Halal Investing: Align your Values, Achieve your Goals

For many people, faith is an important part of life. And when it comes to finances, there's a growing interest in aligning one's investment strategy with their values. This is where halal investing comes in.

The Principles of Halal Investing

Halal, in Arabic, translates to "permissible" and refers to things that are allowed according to Islamic law, or Shariah. Halal investing follows these core principles: 

• Riba-free: This prohibits earning interest, which is seen as exploitative. Instead, halal investments focus on profit-sharing models.
• Socially responsible: Investments should avoid industries considered harmful, such as weapons, alcohol, tobacco, gambling, and pornography.
• Shariah-compliant business practices: Companies should operate with transparency and fairness, with a focus on environmental and social well-being.

Halal Investing with Hejaz

At Hejaz, we understand how important it is to align your investments with your values. That's why we adhere to comprehensive Shariah screening for all our investment options, including funds and ETFs.  

This ensures that your investments are free from interest (Riba) and activities not in line with Islamic principles. By diversifying across various assets, sectors, and regions, we help you invest in a way that aligns with your values and financial goals. 

Explore a wide range of Shariah-compliant investment options, including the Hejaz Equities Fund (ASX: ISLM), the Hejaz Property Fund (ASX: HJZP), Hejaz Sukuk Active (ASX: SKUK), Hejaz High Income (ASX: HJHI), and Hejaz High Innovation (ASX: HHIF).

Hejaz Equities Fund (ASX: ISLM)

This fund invests in a diversified portfolio of equities in Australian and global companies that comply with Shariah principles. The objective of the fund is to provide returns that align with benchmark trends over a 5-to-7-year period, while recognising that market conditions can impact performance. 

Learn more about Hejaz Equities Fund: https://www.hejazfs.com.au/halal-etfs/islm/

Hejaz Property Fund (ASX: HJZP)

Real estate or property has demonstrably served as a reliable store of wealth for generations due to its remarkably low obsolescence rate. The Hejaz Property Fund offers a convenient way for investors to access a diversified portfolio of real estate investment trusts (REITs) across the globe, including both domestic and international options. 

Learn more about Hejaz Property Fund: https://www.hejazfs.com.au/halal-etfs/hjzp/

Hejaz Sukuk ETF (ASX: SKUK)

Sukuk is an Islamic financial certificate similar to a traditional bond, but it complies with Shariah law by prohibiting riba. It represents ownership in an underlying asset, project, or investment, with returns generated from the asset's performance. Unlike traditional bonds, sukuk offers halal investment options that adhere to Islamic principles. 

Learn more about Hejaz Sukuk ETF: https://www.hejazfs.com.au/halal-etfs/skuk/

Hejaz High Income ETF (ASX: HJHI)

Income-seeking investors with a focus on halal investments will find this ETF particularly attractive. It aims to provide opportunities for dividend payouts, which may contribute to a steady stream of income, subject to market conditions and the performance of the underlying assets. The fund specifically targets Shariah-compliant listed companies with a history of significant dividends and a market capitalisation exceeding $2 billion. 

Learn more about Hejaz High Income ETF: https://www.hejazfs.com.au/halal-etfs/hjhi/

Hejaz High Innovation ETF (ASX: HHIF)

This ETF focuses on innovation-centric companies and disruptive trends across various industries. It balances a strategy targeting firms with the potential for exponential growth while considering their social impact. The fund targets innovative leaders in sectors such as technology, biotech, and renewable energy. 

Learn more about Hejaz High Innovation ETF: https://www.hejazfs.com.au/halal-etfs/hhif/

Start your journey towards halal investing. Whether you're new to the world of investing or looking to expand your portfolio, halal ETFs open doors to growth without compromising on values, helping you work towards growing wealth in a way that resonates with your beliefs. 

Disclaimer:
The information presented above is prepared by Hejaz Asset Management Pty Ltd (ABN 69 613 618 821). It provides general information only, which means it does not take into account your individual objectives, financial situation, needs or circumstances. Before making any financial decision, you should assess whether the information is appropriate for you. You should also seek appropriate financial advice tailored to your needs before making any financial decisions. This information is not an offer or recommendation to make any investment or adopt any investment strategy. Past performance is not a reliable indicator of future performance.