Hejaz Property Fund Active ETF (ASX: HJZP)

The Hejaz Property Fund Active ETF (ASX: HJZP) provides Australian Muslim investors with a Sharia-compliant gateway to the property market, offering diversified exposure to real estate assets without the challenges of direct ownership. HJZP enables investors to participate in property-linked opportunities through a single, liquid investment traded on the ASX.

This page will explain what HJZP is, how it works, what makes it Sharia-compliant, and who it may suit, positioning Hejaz as your partner in halal property investing.

What is HJZP?

HJZP, the Hejaz Property Fund Active ETF (ASX: HJZP), is a Sharia-compliant exchange-traded fund that provides exposure to a diversified portfolio of property and real estate related companies. Listed on the Australian Securities Exchange (ASX), it is structured to make property investing more accessible and halal.

A Smarter Way to Access Property Markets

Rather than managing the high costs and liquidity limitations of physical property ownership, HJZP pools Sharia-compliant property assets into a single, tradeable ETF. Investors can gain property exposure without committing to mortgages or property management.

Comparing HJZP with Other Hejaz Funds

While Hejaz High Innovation Active ETF (ASX: HHIF) focuses on growth through innovative sectors, Hejaz Property Fund Active ETF (ASX: HJZP) provides property market access within a compliant structure. Both form part of the Hejaz Halal ETFs designed to meet diverse investor goals.

For broader insight into how halal ETFs operate, see our educational resource on Halal ETFs, a useful starting point for anyone exploring Sharia investing in Australia.

How Does HJZP Work?

The Hejaz Property Fund Active ETF (ASX: HJZP) invests in Sharia-screened property-related equities, such as listed developers, REITs, and real estate service providers, that comply with Islamic investment rules.

Structure and Key Features

• Ticker: ASX: HJZP
• Objective: Offer property exposure with long-term capital growth potential and regular income
• Investment Focus: Sharia-compliant property and development companies
• Management: Actively managed by Hejaz’s experienced investment team
• Distributions: Paid annually, reflecting rental and operational income
• Liquidity: Buy and sell easily on the ASX or Halal Money under ticker ASX: HJZP

This makes HJZP an attractive option for Muslim investors seeking liquid, diversified property exposure that aligns with their faith.

Sharia and Halal Considerations for HJZP

Hejaz Property Fund Active ETF (ASX: HJZP) is structured to comply with Sharia investment principles. Every asset within the ETF undergoes a detailed screening process and continuous monitoring to ensure ongoing compliance.

Key Sharia Compliance Features

• No Riba (Interest): The fund avoids any investments tied to interest-based income.
• No Haram Activities: Excludes exposure to prohibited sectors such as alcohol, gambling, tobacco, or conventional finance.
• Asset-Backed Structure: All investments are tied to real, tangible property assets.
• Ongoing Audits: Regular independent reviews ensure all activities remain compliant.

To learn more about how we apply Sharia-compliant screening criteria across all our investment products, please visit our Sharia Screening Methodology page for more details.

How to Buy HJZP

Investing in Hejaz Property Fund Active ETF (ASX: HJZP) is straightforward for both individual and institutional investors.

1. Open the Halal Money app
2. Tap “Invest” in the navigation bar
3. Browse halal ETF options
4. Select Hejaz Property Fund Active ETF (ASX: HJZP)
5. Tap “Buy”
6. Enter your investment amount
7. Confirm your order

Fees, Risks and Performance

Like most ETFs, HJZP has the management fees component covers certain ordinary expenses such as Responsible Entity fees, investment management fees, custodian fees, and administration and audit fees. For full details about fees and costs, please refer to ours Product Disclosure Statement (PDS).

Common Risks

• Property Market Risk: Asset values can decline with broader market changes.
• Interest Rate Sensitivity: Rising rates can influence property valuations.
• Liquidity Risk: Underlying property assets may take time to sell, even if ETF units trade daily.
• Sharia Compliance Risk: Regular oversight mitigates potential non-compliance issues.
• Please refer to our Product Disclosure Statement (PDS) for full details about the risks.

Who Is HJZP Suitable For?

Hejaz Property Fund Active ETF (ASX: HJZP) caters to individuals and organisations seeking financial growth guided by Islamic principles. It’s ideal for Muslims and value-driven investors who prefer interest-free financial solutions.

Ideal For:

• Investors seeking Sharia-compliant property exposure without owning physical assets.
• Muslims aiming to diversify portfolios beyond traditional equities.
• Advisers constructing halal multi-asset portfolios that include real estate.

May Not Suit:

• Investors already heavily invested in property.
• Those requiring guaranteed capital protection.

If you’re exploring diversification across sectors, HJZP pairs effectively with other Hejaz ETFs for a balanced halal investment portfolio.

Take The First Step Today

The Hejaz Property Fund Active ETF (ASX: HJZP) offers Australian Muslims a practical and compliant path to participate in the property sector. By combining real-estate exposure with ASX-listed liquidity, HJZP bridges the gap between traditional property investment and modern Sharia investing.

Before investing, review the Product Disclosure Statement (PDS) and ensure it aligns with your financial goals. Contact Hejaz today to discover how our ETFs can complement your long-term halal investment or retirement strategy.

FAQs

Is HJZP a Sharia-Compliant ETF?

Yes. Hejaz Property Fund Active ETF (ASX: HJZP) follows Sharia guidelines under the supervision of the Sharia Board, with investment activities conducted in line with Islamic principles.

How Does HJZP Invest in Property?

Hejaz Property Fund Active ETF (ASX: HJZP) invests in a selection of Sharia-compliant property companies, REITs, and development firms. Rather than owning physical property, investors gain indirect exposure to the sector’s returns through compliant listed assets.

What Fees Does HJZP Charge?

HJZP applies a management expense ratio to cover investment, oversight, and compliance operations. Brokerage fees apply on ASX trades. For full details about fees and costs, please refer to ours Product Disclosure Statement (PDS).

How Often Does HJZP Pay Distributions?

Distributions are generally paid annually, derived from rental income and profits across the fund’s holdings. The frequency and amount may vary with market conditions.

What’s the Difference Between HJZP and HHIF?

Both ETFs are managed by Hejaz but target different investment objectives:

• Hejaz Property Fund Active ETF (ASX: HJZP): Focuses on Sharia-compliant property assets for stable returns.
• Hejaz High Innovation Active ETF (ASX: HHIF): Focuses on high-growth innovation sectors.

To learn more about how we apply Sharia-compliant screening criteria across all our investment products, please visit our Sharia Screening Methodology page for more details.

Is HJZP a Good Long-Term Investment?

HJZP can serve as a long-term option for investors seeking steady returns from property exposure while maintaining Sharia compliance. When combined with equity-based halal ETFs, it can help build a diversified, growth-and-income-balanced portfolio.

Why Should I Invest in HJZP Through Hejaz?

Hejaz is Australia’s established Islamic financial services provider, offering a Sharia-compliant investment solutions, offering access to property, equity, and income products through its Hejaz halal ETFs. By investing via Hejaz, you benefit from:

• Sharia oversight and transparent fund management.
• Access to diversified halal investment vehicles.
• Access to diversified solutions, from superannuation, pension, financing, to investments.

Start your halal investment journey with Hejaz Property Fund Active ETF (ASX: HJZP), designed to help Australian Muslims grow their wealth through Sharia-compliant real-estate exposure.

Disclaimer:

Hejaz Asset Management Pty Ltd (ABN 69 613 618 821, AFSL 550009) is the Investment Manager for Hejaz investment funds. The information contained on the Hejaz website, in our product documentation, and in any promotional material is provided for general information purposes only and does not take into account your personal objectives, financial situation, or needs. It is not intended to be, and must not be relied upon as, financial, legal, tax, or other advice. You should consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) or offer document before making any investment decision. We recommend you obtain independent professional advice before investing.

All investments carry risk. The value of investments and the income from them can go down as well as up, and you may lose some or all of the capital you invest. Past performance is not a reliable indicator of future performance. Product features, fees, and charges may change without notice. While we aim to ensure the accuracy of information provided, Hejaz Asset Management Pty Ltd makes no representation or warranty as to the accuracy, completeness, or currency of the information and accepts no responsibility for any loss or damage arising from reliance on it.

References to “Islamic” or “Sharia-compliant” products relate to compliance with Islamic finance principles as interpreted by our appointed Sharia advisers. These interpretations may differ from those of other scholars or organisations.

By accessing the Hejaz website, materials, or products, you acknowledge and agree to the terms of this disclaimer.