Investing with Integrity: The Power of Shariah-Compliant Investments

Have you ever considered putting your money in Shariah-compliant investments? 

Investing is like planting seeds. It means allocating your money to something that potentially may grow and provide you with benefits in the future. Instead of spending your money on frivolous expenses such as a new PlayStation, you put it to work, allowing it to grow over time. 

Yet, it's crucial to keep in mind that all investments can impact not only your financial situation but also the well-being of others and the planet. There are numerous investment assets that may not align with Shariah principles, causing harm to individuals and the environment.

What Happens When You Invest in Unethical Assets?

When you invest in assets that don't align with Shariah principles, there can be various consequences that might affect not just your financial standing but also your values and beliefs.  

For example, when you invest in companies involved in the production or distribution of weapons, you contribute to the expansion of the arms industry. This could mean your financial resources are indirectly supporting the manufacture of weapons that might be used in conflicts or to promote violence. 

Investing in such ventures could contradict your values and beliefs, as the use of weapons in conflicts often leads to severe humanitarian consequences, including loss of life, displacement, and long-term socio-economic instability.

A Better Options: Shariah-Compliant Investments

Investing in Shariah-compliant investments means putting your money into businesses that not only offer financial gains but also align with moral and religious values. Shariah-compliant investments comply with Islamic law, while focus on supporting businesses that prioritise sustainable practices, fair labour, and community well-being. 

Thinking of changing how you invest? Here's why Shariah-compliant investments might be a better option!

• Avoiding Non-Halal and Unethical Investments

  These types of investments intentionally avoid industries or activities that are considered non-Halal or unethical, ensuring that your financial decisions align with your values. By refraining from investing in sectors such as arms manufacture, tobacco, alcohol, gambling, and non-halal products, you can build a portfolio that reflects your commitment.

• Align with your Personal Values

  By putting money into ventures that match our values, we ensure that our financial decisions are in harmony with what we believe in. This alignment provides you with a sense of fulfillment and satisfaction, knowing that our investments are not just for personal gain but also for the greater good.

• Reduced Investments Risks

  Shariah-compliant investments are one of the options to avoid high-risk industries or activities that do not align with Islamic principles. These investments exclude certain industries and follow Islamic financial principles. While this may create a distinct risk profile compared to conventional investments, the actual risk level depends on market trends and asset allocation.

• Personal Fulfillment

  Knowing that your investments align with your beliefs can contribute to a heightened sense of satisfaction and a feeling of contributing positively to the world. This emotional connection between your investments choices and your personal values can lead to a greater sense of well-being.

The Positive Impacts of Shariah-Compliant Investments

Shariah-compliant investments practices promote financial stability while supporting personal values and the community. These investments contribute to a more socially responsible global economy and a sustainable future, marking a significant step towards an equitable financial landscape. 

So, let's explore the possibilities of Shariah-compliant investments to align your financial decisions with your values and contribute to a better future for all!

Disclaimer:
The information presented above is prepared by Hejaz Asset Management Pty Ltd (ABN 69 613 618 821). It provides general information only, which means it does not take into account your individual objectives, financial situation, needs or circumstances. Before making any financial decision, you should assess whether the information is appropriate for you. You should also seek appropriate financial advice tailored to your needs before making any financial decisions. This information is not an offer or recommendation to make any investment or adopt any investment strategy. Past performance is not a reliable indicator of future performance.