Deposit Builder

Estimating how much you’ll need for a house deposit and other upfront home buying costs can motivate you, as it gives you a set figure to work towards.

To work out your goal amount, look at house prices in areas you’d like buy and use our calculator to see how much you could borrow.

To get a real understanding of your spending habits, look at your transactions over the last 90 days and do a self-audit. By categorising where you spend your money, you’ll be able to see where you can afford to spend less. Even the little details are important.

Let’s face it, if you take away every last treat, you’re actually more likely to fall off the wagon and end up saving nothing. Pick one or two things every month that you’re not going to feel guilty about – a movie, uber eats nights, a night out – and really savour it.

With a more realistic budget, you’ll find that saving for your house deposit doesn’t feel so arduous.

Our Hejaz Income Fund offers investors with a predictable return on their invesments, giving you clarity on what you can potentially earn.

Setting up an automatic transfer from your bank account to your Hejaz Income Fund account every payday takes away a lot of the effort and means you’re less likely to spend your savings on everyday purchases.