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  • Superannuation
    • Super 1
      • Superannuation

        Become an Islamic Superannuation member and receive a $100 welcome gift card.

        Learn more

        Superannuation

        Focusing on a brighter future for Australian Muslims by removing that evil from their super. Interest.

        Book An Appointment
    • Super 2
      • Products
        • Islamic Superannuation
        • Islamic Pension
    • Super 3
      • Things to know
        • How we invest
        • Investment Options
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        • Consolidating your super
        • Grow your Super
    • Super 4
      • Tools & Resources
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  • Investing
    • Invest 1
      • Invest with Hejaz

        It’s ridiculously easy to start making a difference to your wealth. You just need to start somewhere.

        Get started
    • Invest 2
      • Products
        • Overview
        • Income Fund
        • Balanced Fund
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        • Equities Fund
    • Invest 3
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        • 9 Golden rules of investing
        • Savings: it’s simply magic!
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    • Invest 4
      • Tools & Resources
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  • Halal ETFs
    • ETF 1
      • Australia's first Sukuk ETF on ASX

        Easy to buy, halal and ethical etf for you to invest in.

        Learn More
    • ETF 2
      • Products
        • Overview
        • ISLM
        • HJZP
        • SKUK
    • ETF 3
      • Things to know
        • How to buy Australia’s first Islamic ETFs
        • What Are the Differences Between Halal Shares and Halal ETF?
  • Finance
    • Finance 1
      • Refinance with Hejaz
        and get $600 cashback*

        It's Easy and Halal!

        Learn More
    • Finance 2
      • Products
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        • Gold home finance
        • Flexible home finance
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    • Finance 4
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        • How much can I borrow?
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  • Hayat Protection
    • Hayat 1
      • Hayat Protection

        Protecting everday Muslim Australian's and families.

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    • Hayat 2
      • Products
        • Overview
        • Family Protection
        • Illness Recovery
        • Critical Care
        • Loss of Income
    • Hayat 3
      • Things to know
        • No protection? Why take the risk?
        • Plan for the unexpected now
        • Protect yourself through super
        • What’s the right cover
    • Hayat 4
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  • About
    • About 1
    • About 2
      • Who we are
        • About Hejaz
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        • Investing In Our Community
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Hejaz Financial Services

Hejaz Islamic Super & Pension

Affordable & Halal

Hejaz Islamic Super & Pension (HISP) is simple to use, fast, halal and affordable. Hejaz makes it easier for you to invest in your super fund while making sure your funds remain halal, ethical and true to your values.

Apply Online
Schedule a call
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Customise your portfolio anytime

You manage what you want to invest in. Just log into your account and decide what’s best for you. Too easy.

Apply Online

Halal & Affordable
the Right Way

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We are Australia’s Islamic & ethically approved super fund

Ease your worries as Hejaz is committed to investing responsibly and ethically. That’s why we constantly implement rigorous checks with independent authorities to maintain professional standards.

Apply Online

Halal Investment Options

Invest in our expertly managed investment portfolios – choose one, two, or all three, composed of everyday familiar companies.

Halal Islamic Super Growth

Invest in a broad range of asset classes which are compliant with Islamic investing standards. This option seeks investment return from both income and capital appreciation, with a higher allocation towards growth asset classes.

Growth Asset Allocation

Australia Equity
International Equity
Listed Property
Compliant Income
Cash

20%
51%
4%
20%
5%

Halal Islamic Super Balanced

Invest in a broad range of asset classes which are compliant with Islamic investing standards. This option seeks investment return from both income and capital appreciation, with a higher allocation towards balanced asset classes.

Balanced Asset Allocation

Australia Equity
International Equity
Listed Property
Compliant Income
Cash

14%
42%
4%
35%
5%

Halal Islamic Super Conservative

Invest in a broad range of asset classes which are compliant with Islamic investing standards. This  option seeks investment return from both income and capital appreciation, with a higher allocation towards conservative asset classes.

Conservative Asset Allocation

Australia Equity
International Equity
Listed Property
Compliant Income
Cash

7%
24%
4%
55%
10%

Growth Asset Allocation

Australia Equity
International Equity
Listed Property
Compliant Income
Cash

20%
51%
4%
20%
5%

Balanced Asset Allocation

Australia Equity
International Equity
Listed Property
Compliant Income
Cash

14%
42%
4%
35%
5%

Conservative Asset Allocation

Australia Equity
International Equity
Listed Property
Compliant Income
Cash

7%
24%
4%
55%
10%

Simple, Halal & Affordable

We offer low fees, enabling you to invest more in your future.

Halal Islamic Super Growth

Investment Management

1.00%

Transaction Cost

0.05%

Admin

$65p.a + 0.49%

All-in-one fee

for a $50,000 investment

1.67%

Halal Islamic Super Balanced

Investment Management

1.06%

Transaction Cost

0.04%

Admin

$65p.a + 0.49%

All-in-one fee

for a $50,000 investment

1.72%

Halal Islamic Super Conservative

Investment Management

1.15%

Transaction Cost

0.02%

Admin

$65p.a + 0.49%

All-in-one fee

for a $50,000 investment

1.79%

All fees and costs provided are approximate and for informational purposes only. You can find more information on Hejaz Islamic Super and Pension fees and costs by reading the relevant Product Disclosure Statement and the Additional Information Booklet.

How we invest

These are the assets we invest in and what we avoid to keep your super fund halal

We proactively invest in:

Clean energy and technology

Sustainable agriculture

Circular economy

Employment

Community services

Health care

We don't invest in:

Armaments and Weaponry

Banks

Interest

Pig products

Alcohol

Tobacco production

Nuclear

Media

Gambling

Animal cruelty

How easy it is to switch

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Apply

Apply using our easy to use online form which takes less than 5 minutes.

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Fund

Request to have your super transferred to your Hejaz Islamic Super account.

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Monitor

Monitor performance and view your balance at any time.

Apply online
Schedule a call

Important Documents

Please read the following documents before joining Hejaz Islamic Super & Pension

Product Disclosure Statement

View

Additional Information Booklet

View

Target Market Determination

View

Letter of Compliance

View

Retirement Income Strategy

View

Start your journey towards a world-changing choice.

By submitting this enquiry, I acknowledge that I have read the Hejaz Financial Services Privacy Policy and I agree for this information to be used to make contact with me in relation to my enquiry.

For general information, documents & forms, support and FAQs

Visit the Help Centre
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Resources

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Products

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About Us

  • About Hejaz
  • Our History
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  • Investing In Our Community

Hejaz Financial Services © 2023 / All Rights Reserved

Hejaz Capital Pty Ltd ABN 44 161 857 478 T/As Hejaz Financial Services is a Corporate Authorised Representative of Hejaz Financial Advisers Pty Ltd ABN 49 634 683 613 AFSL 517686

Australia Head Office

Level 11, 2 Queen Street, Melbourne VIC, 3000

Post Address : PO Box 96, Flinders Lane VIC, 8009

Indonesia Office

Sampoerna Strategic Square, GoWork 12th Floor North Tower, Jl. Jend Sudirman Kav.45, Jakarta Selatan, 12930

Important Information

*Halal loans are loans that follow the principles of Islamic finance, which prohibit charging or paying interest (riba) and engaging in unethical or speculative transactions.

The information provided is for general purposes only. It does not take into account your personal circumstances. Past performance is not indicative of future performance. Please consider the PDS and TMD located at www.hejazfs.com.au. The information is not an offer or recommendation to make any investment or adopt any investment strategy. You should consider the appropriateness of the information and seek professional advice tailored to your needs before making any financial decisions.

The information is believed to be accurate and current at the time of publication. While all care has been taken in the preparation to ensure the information is correct, it can change from time to time. There is no representation or warranty that any of the information is accurate or complete. To the maximum extent permitted by law, Hejaz Financial Advisers Pty Ltd and its employees, officer, and related entities do not accept any liability for loss arising from any reliance placed on the use of this information.

Hypotheticals, illustrations and examples on the websites are provided for illustrative purposes only. They should not be relied on by individuals when they make investment decisions.

Past performance information is not a reliable indicator of future performance and Hejaz Financial Advisers does not guarantee the performance of any financial products. Any reference to past performance on the website is intended to be for general illustrative purposes only.

All files and information contained in this Website are copyright by Hejaz Financial Advisers, and may not be duplicated, copied, modified or adapted, in any way without our written permission.

Trustees of superannuation funds have a legal responsibility to make certain documents and disclosures available to members. Hejaz Islamic Super & Pension is issued by Equity Trustees Superannuation Limited (ABN 50 055 641 757), as Trustee of AMG Super (ABN 30 099 320 583) (Fund) and is available from a division of AMG Super called Hejaz Islamic Super & Pension. For more information about the Trustee, as well as the Trustee’s prescribed disclosures including board and executive remuneration, please visit the Trustee’s website and see the fund page. The Trustee’s Privacy Statement can also be found on the website.

Information about the Fund’s Annual Member Meeting and Annual Member Outcomes Statement(s) can also be found on the Trustee’s website as they become available.

Hejaz Islamic Super & Pension is a Division of AMG Super. The PDS (link to PDS) and TMD (link to TMD) are issued by Equity Trustees Superannuation Limited (AFSL 229757, RSE Licence No L0001458) as Trustee of AMG Super. A person should consider the information in the PDS and the other important information (including the Members Guide) which form part of the PDS. The Hejaz Islamic Super & Pension PDS contains all information on our super investment options and fees.

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