Income fund

Ethical Income Fund.

Ethical Income Fund is an investment fund specifically designed to help generate a steady income stream while maintaining the highest ethical standards.

Investment assets include direct financing investments, income structures and mortgages.

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Why choose the Income Fund?

Performance

Target net annual return measured over the Investment Horizon with low volatility of 5-7% net of fees

Capital Stable

Ethical Income Fund is specifically designed to help generate a capital stable return on investments while maintaining the highest ethical standards.

Adhering to Islamic values

Every company and investment in this portfolio has passed our rigorous sharia-compliant screening process.

Investment strategy & Fund features

We seek to identify and assess the most appropriate opportunities through disciplined investment reviews and ethical screens. In the due diligence process, all opportunities undergo preliminary analysis including strict Sharia-compliant testing for eligibility by the Fund Manager. Should the investment pass the ethical screens and move beyond preliminary analysis, detailed entity/project/sector research is undertaken. This detailed analysis allows evaluation of key asset risks as well as the proper analysis of the asset’s financing structure and credit risk.

Ethical Income Fund

Capital stable

Inception date: October 2018

Minimum initial investment: $100,000

Distributions: Depend upon the class of Units and are set out in each relevant Term Sheet

Entry/Exit fees: 0.10%

Management fee: 1.50%

Investment horizon: 3-5 Years

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Investment breakdown

Investment into sharia-compliant structures with exposure to a diversified portfolio of assets with a target net annual return measured over the Investment Horizon with low volatility of 4-6% net of fees.

Income Plus

46.84% / 100 %

Income Structure

31.08% / 100 %

EAM Income

13.22% / 100 %

Compliant Mortgage

7.83% / 100 %

Hejaz Social Impact

0.81% / 100 %

Cash

0.20% / 100 %

Performance

Target net annual return measured over the Investment Horizon with low volatility of 4-6% net of fees.

Performance as of 31 July 2020

Unit Class	1 year (% annualised)	Since Inception (%)
Income Plus Units	5.33	5.15

All return figures refer to the Total Net Return, which is the Fund return after the deduction of ongoing expenses based on end of month Net Asset Value (NAV).
The one year annualised return figures are calculated by annualising the “since inception returns”.
It is assumed that all unit classes have constant daily return over reporting period.
All return figures are calculated on time-weighted basis and compounded daily.
Past performance is not a reliable indicator of future performance.

Ethical Income Fund is suitable for:

Savings

Self managed super funds

Trust funds

Inheritance

Ready to apply?

There are a few things you’ll need to begin, such as your proof of identity, tax file number and investment details.

Step 1.

Check your eligibility. You must:

Be 18 years of age or over
Comply with the minimum investment amount for cash investments
Australian citizen or permanent resident

Step 2.

Apply online

Handy reads

How we invest your money

Learn what goes into making an investment halal

Learn more

Sharia compliance

Discover our world class sharia compliance

Find out more

Compare the pair

Compare how Islamic is different to the rest

Find out more

Apply for Cash Investments

Your details
Your Tax File Number
Your investment details
Welcome

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Product and Compliance Documents

Important information

Details pertaining to the Ethical Income Fund are provided by Eternal Asset Management Pty ltd ACN 627 310 230 (a Corporate Authorised Representative of Interprac financial planning Pty ltd (AFSL 246638) corporate authorised representative number 1268948 (fund manager) directly to wholesale clients and is strictly for information and discussion purposes only. Past performance is not a reliable guide to future performance. The information memorandum (IM) issued by Specialised Investment and Lending corporation Pty ltd (trustee) offers investors an opportunity to subscribe for units in the Ethical Income Fund (fund) which is available. If you would like to receive a copy of the IM, please email [email protected] All prospective investors should carefully consider the contents in the IM in full and seek any necessary professional advice prior to making any decision regarding an investment in the fund. Information relating to the fund contained on this website may differ to information on the fund contained in the IM. The information on this website has been prepared without taking into account the objectives, circumstances, financial situation or needs of any person. No reliance may be placed on this website for any purpose. This website does not in any way constitute an invitation or offer to subscribe for or buy any financial product or a solicitation to engage in or refrain from engaging in any transaction or legal act. In no circumstances is this information to be used by, or presented to, a person for the purpose of making a decision about a financial product, class of products or transaction. This website shall not be construed as a commitment by the trustee, the investment manager, the fund manager, or any of its affiliates to enter into any transaction or agreement of any kind. Except as required by law and only to the extent so required, neither the fund manager nor its affiliates warrant or guarantee, whether expressly or implicitly, the accuracy, validity, timeliness, merchantability or completeness of any information or data (whether prepared by us or by any third party) within this website for any particular purpose or use or that the information or data will be free from error. Further, the trustee, the investment manager, fund manager and its affiliates expressly disclaim any responsibility and shall not be liable for any loss, damage, claim, liability, proceeding, cost or expense arising directly or indirectly and whether in tort (including negligence), contract, equity or otherwise out of or in connection with or from the use of the information in this website.

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