Invest The Hejaz Way

At Hejaz, we follow a principled investment approach designed to meet the needs of our members. Our aim is to support you while seeking alignment with Islamic values.
Hejaz is an institutional member of

Where We Invest

We seek to create diversified investment portfolios that consider both financial outcomes and alignment with Islamic investment guidelines. Our focus is on selecting investments that avoid interest and non-permissible sectors, in accordance with established Islamic screening criteria.

Divestment
We regularly review our investments and remove holdings that no longer meet our Islamic screening standards.
Reinvestment
Funds that are divested are reallocated to other investments that continue to meet our Islamic screening requirements and are expected to offer long-term value.

Our Investment Key Points

Serving you with Islamic-focused investments

Avoid interest-based investments as part of our screening approach

Focus on companies that align with our Islamic selection criteria

Aim to manage risk through diversified and values-based investments

Icon Interest

Interest-Free Approach

We seek to avoid interest-bearing investments across all portfolios.

Our Certifications

Certified by Leading Authorities

Our investment approach is certified and monitored by respected Islamic finance authorities

AAOIFI Certified

Accounting and Auditing Organization for Islamic Financial Institutions

Shariah Compliant

Certified by leading Islamic scholars

Ethical Investing

Aligned with Islamic values
Download Shariah Certificate

How do we screen our halal investment?

Investments are screened for compliance against Islamic investment guidelines before being included in our portfolios. We aim to offer a range of diversified investment options that balance risk, return, and alignment with Islamic values.

How do we pick the best halal investment for you?

Where we invest in

Aligning with Islamic investment principles

We invest in Shariah-compliant companies across various sectors including technology, healthcare, consumer goods, and more. Our investment strategy focuses on ethical businesses that align with Islamic principles while delivering strong returns for our members.

At the same time, we avoid investments in industries that contradict Islamic financial principles.
Industries we avoid:
Weapons & DefenseWeapons & Defense
Interest-based Financial Institutions (Riba-based banks, lenders, and investment firms)Interest-based Financial Institutions (Riba-based banks, lenders, and investment firms)
Tobacco & Harmful SubstancesTobacco & Harmful Substances
Gambling & Speculative InvestmentsGambling & Speculative Investments
Entertainment that Contradicts Islamic Values (e.g., adult content, certain music, and cinema industries)Entertainment that Contradicts Islamic Values (e.g., adult content, certain music, and cinema industries)
Alcohol, Pork, and Non-Halal Food ProductionAlcohol, Pork, and Non-Halal Food Production
Our investment approach applies Sharia-compliant principles, aligned with Islamic values, in an effort to generate wealth in an Islamically permissible and responsible manner, supporting financial inclusion and a fairer financial system.
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