Invest The Hejaz Way

We adopt a truly unique style of investment management, ensuring to deliver retirement savings that are pure, permissible, and prolific.

Hejaz is registered and supervised by

WHERE WE INVEST IN

Creating systemic positive change

through investment

In addition to investing for your financial benefit, we want you to harness the power of your Super to build a future free of interest and non-Islamic activities.

Divestment

In addition to investing for your financial benefit, we want you to harness the power of your Super to build a future free of interest and non-Islamic activities.

Reinvestment

We use reinvestment as a mechanism to create great, high-impact investment portfolios by redirecting divested money into more sustainable and Islamically approved investments.

Our investment

key points

Designed to help our members achieve their financial and investment goals

Use all the tools at our disposal to protect the future of our members

Protect members from one of the main issues in most superfunds: Interest.

Invest in companies that achieve financial outperformance for our members without the need for interest

Reduce long-term risk by investing in assets with superior ethical and Islamic mutual considerations

Everything we invest in produces ZERO Interest

Most superannuation funds invest on average 34% of your super in interest-bearing investments, while the remaining investments are conducted without any regard for Islamic investment principles. This includes Ethical superfunds.

OUR CERTIFICATIONS

Built by experts, approved by scholars

We employ a 3-tier Shariah governance process to ensure the Shariah compliance of our investment.

Our Principles

To align with Sharia standards for Islamic financial institutions

Our investment screening

To filter the investment so that we are left with only Sharia Compliant investments

Our global shariah board

To oversee our Sharia governance process and to Audit us periodically

See AAOIFI Screening Methodology

Download Shariah Certificate

How do we pick the best

halal investment for you?

All Hejaz investments pass our screens before being considered. This rules-based approach means that regardless of the investment option you choose, your super or investment has some level of positive impact while also protecting you from certain risks and interest. We invest as widely as possible in different assets, sectors and regions, without compromising our main investment screens. This provides our members with the opportunity to earn superior returns that can come from companies that comply with Islamic standards.

WHERE WE INVEST IN

Aligning with Islamic investment principles

At our core, we are committed to Shariah-compliant investments and actively avoid haram (impermissible) investments.

Therefore, we proactively invest in industries that align with Islamic values, fostering social good and responsible economic growth.

We believe that investing in this faith-based manner is not just a financial choice but contributes to the fulfilment of a moral obligation that Muslims share.

At the same time, we avoid investments in industries that contradict Islamic financial principles.

Industries we avoid:

Weapons & Defense

Interest-based Financial Institutions (Riba-based banks, lenders, and investment firms)

Tobacco & Harmful Substances

Gambling & Speculative Investments

Entertainment that Contradicts Islamic Values (e.g., adult content, certain music, and cinema industries)

Unethical Business Practices

Alcohol, Pork, and Non-Halal Food Production

Our investment approach ensures that wealth is generated in a responsible and Islamically permissible way, contributing to a fair and ethical financial system.

Ready to start your Shariah-compliant future with us?

Your journey to Grow Faithnancially

starts today!

Book an Appointment