Copyright © Hejaz Financial Services 2020. All Rights Reserved
All files and information contained in this Website are copyright by Hejaz Financial Services, and may not be duplicated, copied, modified or adapted, in any way without our written permission. Our Website may contain our service marks or trademarks as well as those of our affiliates or other companies, in the form of words, graphics, and logos. Your use of our Website or Services does not constitute any right or license for you to use our service marks or trademarks, without the prior written permission of Hejaz Financial Services. Our Content, as found within our Website, is protected under the Copyright Act 1968 (Cth) or other applicable laws. The copying, redistribution, use or publication by you of any such Content, is strictly prohibited. Your use of our Website and Services does not grant you any ownership rights to our Content. This website may provide links to other websites run by independent third parties. Hejaz Financial Services is not responsible for the contents of linked websites and provides the links solely for your convenience. Any information, opinions, representations or offers made in linked websites are the responsibility of the third party owners, not Hejaz Financial Services.
Past performance of the Funds or Global Ethical Fund is not an indicator or guarantee of future performance. Investments are subject to risks including possible delays in repayment or loss of income or invested capital. Hejaz Financial Services or Global Ethical Fund does not guarantee the performance of, or any return of capital from, any Fund or Global Ethical Fund. Investment performance is presented Gross of investment management fees. Hejaz Financial Services or Global Ethical Fund does not guarantee any particular rate or return or the performance of any investment. All investments are subject to risks. Please refer to the relevant PDS’ for further information relating to risk.
Australia’s Best Performing Islamic Super Option FY19/20
Equity Trustees Limited (“Equity Trustees”) ABN 46 004 031 298, AFSL 240975, is the responsible entity for the Global Ethical Fund ARSN 618 456 492. Equity Trustees is a subsidiary of EQT holdings limited ABN 22 607 797 615, a publicly listed company on the Australian securities exchange (ASX: EQT). This webpage and associated advertisement has been prepared by Hejaz Asset Management Pty Ltd (formerly named Eternal Capital Pty Ltd) ABN 69 613 618 821 as Corporate Authorised Representative of Interprac Financial Planning PTY LTD (AFSL 246638) corporate authorised representative number 1254891, to provide you with general information only. In preparing this material, we did not take into account the investment objectives, financial situation or particular needs of any particular person. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. Neither Hejaz Asset Management Pty Ltd (formerly named Eternal Capital Pty Ltd) ABN 69 613 618 821, Equity Trustees nor any related parties, their employees or directors, provide and warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it. This option is available through the Freedom of Choice, a division of AMG Super RSE R1001006. Past performance is not indicative of future performance and minimum recommended investment timeframe is 5 years. Seek professional advice before investing.. You should obtain a copy of the product disclosure statement before making a decision about whether to invest in this product.
2.99% Finance Rate terms
2.99% p.a. ^ (3.28%p. a* Comparison rate)
The Offer is available from 1/10/2020 until withdrawn by Hejaz Capital Pty Ltd (Hejaz). Hejaz may vary or end this offer at any time without notice.Offer is for new applicants only.
Information and rates are correct as at 11 July 2020 and are subject to change. Applications for Finance are subject to credit approval criteria. Terms and Conditions apply to all products. Fees and charges are payable.
CONSUMER ADVISORY NOTE
Maximum Finance amounts and LVRs may vary based on security offered
^ Depends on the Finance amount and risk grade of borrower.
* The comparison rate is based on secured credit of $150,000 and a term of 25 years.
WARNING Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the Finance Facility. Terms, conditions, fees, charges and Financing criteria apply.
LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the Financier’s valuation of your property offered to secure your loan expressed as a percentage.
What is a Comparison rate?
A comparison rate is a tool to help consumers identify the true cost of a finance. It is a rate that includes both the Finance rental rate, and fees and charges relating to a finance.
How is the Comparison rate calculated?
The comparison rate is calculated using a formula that takes into account the following items:
- The Finance amount
- Term of the finance
- Payment frequency
- Finance rental rate
- Known fees and charges such as application fees, valuation fees, mortgage documentation fees and settlement fees.
These charges need to be taken into account when calculating the comparison rate, as they do affect the overall cost of the finance.
The Comparison rate does not include the following items:
- Government charges, such as stamp duty and mortgage registration fees
- Conveyancing fees
- Redraw fees
- Break costs or early termination fees
Any advice included in this website is general in nature and does not take into account your objectives, financial situation or needs. Before acting on the advice, you should consider whether it’s appropriate to you.
If a product we recommend has a Product Disclosure Statement (PDS), you should read it before making a decision. Please speak to one of our advisers before joining.
Global Ethical Fund
Equity Trustees Limited (“Equity Trustees”) ABN 46 004 031 298, AFSL 240975, is the responsible entity for the Global Ethical Fund ARSN 618 456 492. Equity Trustees is a subsidiary of EQT holdings limited ABN 22 607 797 615, a publicly listed company on the Australian securities exchange (ASX: EQT). This website has been prepared by Eternal Capital ABN 69 613 618 821 AS corporate authorised representative of Interprac Financial Planning PTY LTD (AFSL 246638) corporate authorised representative number 1254891, to provide you with general information only. In preparing this website, we did not take into account the investment objectives, financial situation or particular needs of any particular person. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. Neither Eternal Capital ABN 69 613 618 821, Equity Trustees nor any related parties, their employees or directors, provide and warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it. Past performance should not be taken as an indicator of future performance. You should obtain a copy of the product disclosure statement before making a decision about whether to invest in this product.
Ethical Income Fund
Details pertaining to the Ethical Income Fund are provided by Eternal Asset Management Pty ltd ACN 627 310 230 (a Corporate Authorised Representative of Interprac financial planning Pty ltd (AFSL 246638) corporate authorised representative number 1268948 (fund manager) directly to wholesale clients and is strictly for information and discussion purposes only. Past performance is not a reliable guide to future performance. The information memorandum (IM) issued by Specialised Investment and Lending corporation Pty ltd (trustee) offers investors an opportunity to subscribe for units in the Ethical Income Fund (fund) which is available. If you would like to receive a copy of the IM, please email [email protected] All prospective investors should carefully consider the contents in the IM in full and seek any necessary professional advice prior to making any decision regarding an investment in the fund. Information relating to the fund contained on this website may differ to information on the fund contained in the IM. The information on this website has been prepared without taking into account the objectives, circumstances, financial situation or needs of any person. No reliance may be placed on this website for any purpose. This website does not in any way constitute an invitation or offer to subscribe for or buy any financial product or a solicitation to engage in or refrain from engaging in any transaction or legal act. In no circumstances is this information to be used by, or presented to, a person for the purpose of making a decision about a financial product, class of products or transaction. This website shall not be construed as a commitment by the trustee, the investment manager, the fund manager, or any of its affiliates to enter into any transaction or agreement of any kind. Except as required by law and only to the extent so required, neither the fund manager nor its affiliates warrant or guarantee, whether expressly or implicitly, the accuracy, validity, timeliness, merchantability or completeness of any information or data (whether prepared by us or by any third party) within this website for any particular purpose or use or that the information or data will be free from error. Further, the trustee, the investment manager, fund manager and its affiliates expressly disclaim any responsibility and shall not be liable for any loss, damage, claim, liability, proceeding, cost or expense arising directly or indirectly and whether in tort (including negligence), contract, equity or otherwise out of or in connection with or from the use of the information in this website.
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