Refer a Friend Terms and Conditions

  1. You cannot refer yourself to Hejaz Financial Services.
  2. When the superannuation is transferred and settled, then the referee and referrer will receive the Gift Card within 30 days.
  3. Promotion starts 04/03/2019 and Hejaz Financial Services reserves the right to discontinue the Refer a Friend promotion at any time.
  4. Applications are subject to approval.
  5. In the event that Hejaz Financial Services is, for any reason, unable to procure the indicated gift, we reserve the right to substitute a gift of commensurate value subject to these same terms and conditions.
  6. The referrer will not be eligible to receive the referral gift under this scheme if the referred person(s) is already on the Hejaz Financial Services database and/or his/her information/profile has already been received by Hejaz Financial Services by other means prior to the date of referral.
  7. The referred person must be notified and have consented to their details being submitted to Hejaz Financial Services for this scheme before the date of the referral. The referrer will indemnify Hejaz Financial Services for any loss or claim arising out of the referrer’s failure to procure such consent.
  8. Candidates can only be referred to Hejaz Financial Services once. In the event that a candidate is referred to Hejaz Financial Services more than once by the same referrer and/or by other referrers, only the first referrer will be eligible for a referral gift under this scheme. Hejaz Financial Services reserves the right of judgement and all decisions are final.
  9. Permanent employees and contract and temporary workers working directly for Hejaz Financial Services are not eligible to participate in the referral scheme.
  10. Only Hejaz Financial Services clients can participate in the scheme.
  11. Your friend must speak to one of our advisers to see if the product is suitable for them.
  12. Your friend must have a minimum superannuation balance of $10,000
  13. The Refere a Friend Campaign cannot be redeemed in conjuction with any other promotion

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