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Hejaz Financial Services

Sharia compliance

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This page details our process for carefully investing your superannuation in an ethical manner

Built by experts, approved by scholars

At Hejaz Financial Services, we employ a 3-tier Sharia governance process to ensure the Sharia compliance of our services. We begin by subscribing to the leading Sharia Standards stipulated by AAOIFI. Thereafter, we engage the services of IdealRatings to filter the investment universe so that we are left with only Sharia Compliant investments to populate our clients’ portfolios. Lastly, we have appointed a renowned global Sharia Board, GIFS, to oversee our Sharia governance process and to Audit us periodically to ensure that the highest standards of Sharia compliance are upheld.

What makes super Islamic?
Download our Sharia Certificate

Over 50 years of collective sharia compliance experience

certfied-aaoifi
Our principles

The Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) is an Islamic international autonomous non-for-profit corporate body that prepares accounting, auditing, governance, ethics and Sharia standards for Islamic financial institutions and the industry.

certfied-IR
Our investment screening

IdealRatings, Inc. is a world-class provider of financial research and data. With its extensive experience in fund management and research, IdealRatings has developed a number of solutions to cater to the different needs of asset managers across the globe.

GIFS Cert
Our global sharia board

Global Islamic Financial Services Firm propriety limited (GIFS) is a South Africa-based company specialised in providing Sharia Advisory services, supervision, Sharia auditing and human capital development. Their advisory board comprises of experienced scholars and financial experts.

Investing Islamically

    Conventional
    Banks
    Alcohol
    Media
    Interest
    Military
    Pig products
    Islamic
    Property
    Healthcare
    Utilities
    Technology
    Telecommunications
    Infrastructure

    Where you are investing

    Generally, superannuation funds will invest on average 34% of your savings in interest-bearing investments, while the remaining investments generally do not comply with Islamic investment principles such as alochol and many other sectors.

    Compare the pair

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    Alcohol-1170×780
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    Where you are investing with us

    By choosing Hejaz Islamic Super, your superannuation savings will be invested into a Sharia compliant managed fund, the Global Ethical Fund.

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    1300 043 529
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    Products & Services

    Islamic Super
    Global Ethical Fund
    Ethical Income Fund
    Islamic Finance
    Islamic Pension

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    Licencing

    ABN: 44 161 857 478 ACN: 161 857 478 Authorised Rep of InterPrac Financial Planning Pty Ltd (AFSL 246638). Australian Credit Licence 480542. Tax agent number 25214708.

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