Sharia Disclaimer

1. The Shariah Supervisory Board has reviewed the services offered by Hejaz Financial Services and confirm it to be Shariah Compliant based on the information received.

2. All business practices and processes not reviewed by the Shariah Supervisory Board are outside the scope of this certification.

3. Investors may invest with their own risk after making their own personal investigations.

4. The Shariah Supervisory Board does not take any credit for any profits nor responsibility for any loss related to the investment product.