At Hejaz, we follow a principled investment approach designed to meet the needs of our members. Our aim is to support you while seeking alignment with Islamic values
We seek to create diversified investment portfolios that consider both financial outcomes and alignment with Islamic investment guidelines. Our focus is on selecting investments that avoid interest and non-permissible sectors, in accordance with established Islamic screening criteria.
Divestment
We regularly review our investments and remove holdings that no longer meet our Islamic screening standards.
Reinvestment
Funds that are divested are reallocated to other investments that continue to meet our Islamic screening requirements and are expected to offer long-term value.
Serving you with Islamic-focused investments
Avoid interest-based investments as part of our screening approach
Focus on companies that align with our Islamic selection criteria
Aim to manage risk through diversified and values-based investments
Interest-Free Approach
We seek to avoid interest-bearing investments across all portfolios.
Investments are screened for compliance against Islamic investment guidelines before being included in our portfolios. We aim to offer a range of diversified investment options that balance risk, return, and alignment with Islamic values.
WHERE WE INVEST IN
We focus on investments that align with Islamic principles and aim to avoid those that do not. We look for opportunities in industries that contribute to long-term growth and stability, while endeavouring to keep your investments consistent with Islamic values.
At the same time, we avoid investments in industries that contradict Islamic financial principles.
Weapons & Defence
Interest-based Financial Institutions (Riba-based banks, lenders, & investment firms)
Our investment approach aims to generate wealth for our members in a way that aligns with Islamic principles.
Ready to start your Shariah-compliant future with us?