Invest The Hejaz Way

At Hejaz, we follow a principled investment approach designed to meet the needs of our members. Our aim is to support you while seeking alignment with Islamic values

Guided by an Islamic framework

Where we invest

We seek to create diversified investment portfolios that consider both financial outcomes and alignment with Islamic investment guidelines. Our focus is on selecting investments that avoid interest and non-permissible sectors, in accordance with established Islamic screening criteria.

Divestment

We regularly review our investments and remove holdings that no longer meet our Islamic screening standards.

Reinvestment

Funds that are divested are reallocated to other investments that continue to meet our Islamic screening requirements and are expected to offer long-term value.

Our investment

key points

Serving you with Islamic-focused investments

Avoid interest-based investments as part of our screening approach

Focus on companies that align with our Islamic selection criteria

Aim to manage risk through diversified and values-based investments

Icon Interest

Interest-Free Approach

We seek to avoid interest-bearing investments across all portfolios.

OUR CERTIFICATIONS

Built by experts,  approved by scholars

We employ a 3-tier Shariah governance process to ensure the Shariah compliance of our investment.
Our Principles
Our Principles
To align with Sharia standards for Islamic financial institutions
Our investment screening
Our investment screening
To filter the investment so that we are left with only Sharia Compliant investments
<p>Our global shariah board</p>

Our global shariah board

To oversee our Sharia governance process and to Audit us periodically
Download Shariah Certificate

How do we screen our

halal investment?

Investments are screened for compliance against Islamic investment guidelines before being included in our portfolios. We aim to offer a range of diversified investment options that balance risk, return, and alignment with Islamic values.

How do we pick the best halal investment for you?

WHERE WE INVEST IN

Aligning with Islamic investment principles

We focus on investments that align with Islamic principles and aim to avoid those that do not. We look for opportunities in industries that contribute to long-term growth and stability, while endeavouring to keep your investments consistent with Islamic values.

At the same time, we avoid investments in industries that contradict Islamic financial principles.

Industries we avoid:
<p>Weapons &amp; Defence</p>

Weapons & Defence

<p>Interest-based Financial Institutions (Riba-based banks, lenders, &amp; investment firms)</p>

Interest-based Financial Institutions (Riba-based banks, lenders, & investment firms)

Tobacco & Harmful SubstancesTobacco & Harmful Substances
Gambling & Speculative InvestmentsGambling & Speculative Investments
Entertainment that Contradicts Islamic Values (e.g., adult content, certain music, and cinema industries)Entertainment that Contradicts Islamic Values (e.g., adult content, certain music, and cinema industries)
Unethical Business PracticesUnethical Business Practices
Alcohol, Pork, and Non-Halal Food ProductionAlcohol, Pork, and Non-Halal Food Production

Our investment approach aims to generate wealth for our members in a way that aligns with Islamic principles.

Ready to start your Shariah-compliant future with us?

Your journey to Grow Faithnancially 

starts today!