No debt should last
longer than the person who created it
Building wealth is important but protecting that wealth is paramount. Hejaz Advisers work closely with you to identify your wealth protection needs in light of your assets, liabilities, income, family and dependants. We then formulate a long-term strategy to ensure that you have the requisite cover to protect your financial position in the event of an unexpected tragedy.
Personal Insurance is a type cover that provides financial security to your life and your family’s in the event of a serious injury or illness, loss of ability to earn, total and permanent disablement or death. This cover will enable you and your family to maintain your way of living by providing payment to cover any outstanding debts and everyday expenses.
Benefits of wealth protection
The benefits of life insurance far outweigh the cost, as you or your family can use the proceeds of an insurance payout to:
- Pay off the mortgage and other debts
- Meet ongoing household expenses
- Fund medical treatment or rehabilitation costs
- Pay for school and uni fees
- Pay for extra childcare or home services
- Cover the cost of funeral expenses
Provide for your loved ones
Don’t leave your loved ones debt and financial mountains to climb when you’re no longer around.
The choice is yours
Hejaz offers simple, convenient life cover at affordable premiums. You choose the cover you want and the level you need.
No out of pocket expense as premiums are deducted straight from your superannuation account.
Types of cover
This is designed to pay out your dependents a lump sum when you pass away.
Total & Permanent Disability Cover
This type of cover provides you with a lump sum if you are injured or fall ill and are unable to work permanently.
Critical Illness (Trauma) Cover
This provides you with a lump sum if you suffer a serious injury or illness as defined the policy.
This replaces a portion of your income if you are unable to work temporarily due to illness or disability.