Investing in Multiple ETFs? Here's a Simpler Approach with Hejaz Investa

ETFs can make investing simpler by providing exposure to a broad section of the market through a single investment. But as more ETFs are added, managing them as one portfolio can become more complex.

Different funds may hold overlapping exposures, while the amount allocated to each can significantly influence the overall investment mix. This means building an ETF portfolio involves more than simply choosing which funds to invest in.

Hejaz Investa takes a portfolio-level approach, bringing multiple Sharia-compliant ETF exposures together within one professionally managed investment framework.

When ETF Selection Becomes Portfolio Strategy

Choosing individual ETFs is one decision. Deciding how they work together is another.

Two ETFs may appear different while providing exposure to similar markets or securities. Others may serve different purposes within a portfolio. Understanding what sits beneath each fund can therefore be just as important as the number of ETFs held.

Allocation also plays an important role. How much is invested in each ETF determines the portfolio's exposure to different asset classes, markets and sources of risk. This shifts the focus from simply owning multiple ETFs to considering how those investments work together as a portfolio.

What Sits Inside Hejaz Investa

Hejaz Investa brings together three Hejaz active ETFs, each providing exposure to a different area of the investment market:

• Hejaz Equities Fund Active ETF (ISLM) provides exposure to Australian and international listed equities screened in line with Islamic investment principles.
• Hejaz Sukuk Active ETF (SKUK) provides exposure to a diversified portfolio of global Sharia-compliant sukuk.
• Hejaz High Income Active ETF (HJHI) focuses on Australian and international dividend-paying equities that meet Islamic investment principles.

Rather than treating these as three separate investments, Hejaz Investa manages them as part of one broader portfolio. Research, allocation decisions and ongoing oversight are brought together within the same investment framework.

What Happens After You Invest?

Building the portfolio is only the beginning. Markets move, asset values change and individual exposures can grow or decline at different rates. As a result, the portfolio investors started with may change over time.

Hejaz Investa places these changes within an ongoing professional investment process, where the portfolio is monitored and managed over time rather than leaving each ETF to be managed independently.

Professional management does not remove investment risk, and diversification does not guarantee positive returns. It does, however, provide a structured process for overseeing how the portfolio is positioned as market conditions change.

Bringing Your ETF Investments Together

Managing multiple ETFs independently means making decisions not only about what to invest in, but also how much to allocate to each and how those allocations should be managed over time.

Hejaz Investa brings multiple Sharia-compliant ETF exposures together within one professionally managed portfolio, allowing investors to access different areas of the market through a more structured investment approach.

For investors looking to simplify how they manage multiple Sharia-compliant ETF exposures, this provides an alternative to managing each investment separately.

More information about the portfolio, its underlying ETFs and key investment details is available through Hejaz Investa. Investors can also register online to access the Investor Portal or book an appointment with the Hejaz team to learn more about Hejaz Investa.

Disclaimer:

Hejaz Asset Management Pty Ltd (ABN 69 613 618 821, AFSL 550009) is the Investment Manager for Hejaz investment funds. The information contained on the Hejaz website, in our product documentation, and in any promotional material is provided for general information purposes only and does not take into account your personal objectives, financial situation, or needs. It is not intended to be, and must not be relied upon as, financial, legal, tax, or other advice. You should consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) or offer document before making any investment decision. We recommend you obtain independent professional advice before investing.

All investments carry risk. The value of investments and the income from them can go down as well as up, and you may lose some or all of the capital you invest. Past performance is not a reliable indicator of future performance. Product features, fees, and charges may change without notice. While we aim to ensure the accuracy of information provided, Hejaz Asset Management Pty Ltd makes no representation or warranty as to the accuracy, completeness, or currency of the information and accepts no responsibility for any loss or damage arising from reliance on it.

References to “Islamic” or “Sharia-compliant” products relate to compliance with Islamic finance principles as interpreted by our appointed Sharia advisers. These interpretations may differ from those of other scholars or organisations.

By accessing the Hejaz website, materials, or products, you acknowledge and agree to the terms of this disclaimer.