Important information about this calculator, and the assumption on which it is based

This calculator demonstrates the effect of compounding to illustrate how regularly investing small amounts can help you reach your financial goals over the medium to long term. It is not a prediction and your actual outcome when investing will be different, including that your investment returns could be negative.

This calculator is based on specific assumptions and limitations, including that your selected return rate will compound annually and that investment returns are reinvested. It does not take into account the impact of fees or taxes.

Investment returns will vary based on your investment strategy, as well as the asset class and specific product you’ve chosen and how the assets in that portfolio perform. This calculator is not a substitute for professional advice and shouldn’t be relied upon for making a financial decision.