Buy a home.
Give interest the flick.
Saying no to banks and interest is more simple than you think with a Hejaz Islamic home finance option.
Simple to finance
Designed for your ease and convenience
Islamic finance options
Whichever life stage you are in now, we are with you.
Buy my first home
We will walk you through buying your first home
Buying your next home
Whether you’re upgrading or downsizing, we’re here to help.
Refinance your loan
Let us help you switch to an Islamic option. Or maybe a better Islamic option.
Buying an investment property
Grow your property portfolio in an Islamic way.
Our finance product
Learn more about the product. With rates starting from 2.99% and a deposit requirement starting from 10%, you are at the right place.
Save for a deposit
Not enough saved? Let us assist you in growing your home deposit with our investment options.
How is Hejaz Finance Halal
Learn the difference between a standard loan and a Halal Finance Facility
See your remaining finance balance, make extra repayments, and more in one place.
Use a range of our home finance calculators.
Join the thousands of Muslim Australians who have made the change to an Islamic home finance.
No. To be eligible to apply for a loan, the applicant must be an existing Hejaz client. This can be done by joining our Islamic Superannuation services.
With Hejaz, you can sell the property when you wish. Your only obligation will be to pay us whatever is left owing at that date. We do not take a share of any profits that are gained on the property sale.
If you are an existing Hejaz customer, applying for a loan is easy. You simply complete an application form, provide supporting documents, and submit this to us. We will then conduct a serviceability test to determine whether you can borrow the amount that you have applied for. Thereafter, you will be provided a conditional pre-approval.
Our finance product has been established in collaboration with local, International Sharia Boards and Advisers. We adopt the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI) Sharia standards. We are endorsed by an International Sharia board (Global Islamic Financial Services firm – GIFS headed by Mufti Ismail Ebrahim Desai) out of South Africa. GIFS continually audit us to ensure that the highest levels of Sharia compliance are being applied.
Our deposit requirements start from 10%.
Equity Trustees Limited (“Equity Trustees”) ABN 46 004 031 298, AFSL 240975, is the responsible entity for the Global Ethical Fund ARSN 618 456 492. Equity Trustees is a subsidiary of EQT holdings limited ABN 22 607 797 615, a publicly listed company on the Australian securities exchange (ASX: EQT). This webpage and associated advertisement has been prepared by Hejaz Asset Management Pty Ltd (formerly named Eternal Capital Pty Ltd) ABN 69 613 618 821 as Corporate Authorised Representative of Interprac Financial Planning PTY LTD (AFSL 246638) corporate authorised representative number 1254891, to provide you with general information only. In preparing this material, we did not take into account the investment objectives, financial situation or particular needs of any particular person. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. Neither Hejaz Asset Management Pty Ltd (formerly named Eternal Capital Pty Ltd) ABN 69 613 618 821, Equity Trustees nor any related parties, their employees or directors, provide and warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it. This option is available through the Freedom of Choice, a division of AMG Super RSE R1001006. Past performance is not indicative of future performance and minimum recommended investment timeframe is 5 years. Seek professional advice before investing.. You should obtain a copy of the product disclosure statement before making a decision about whether to invest in this product.
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