Buy a home.
Give interest the flick.
Saying no to banks and interest is more simple than you think with a Hejaz Islamic home finance option.
Simple to finance
Designed for your ease and convenience
Islamic finance options
Whichever life stage you are in now, we are with you.
Buy my first home
We will walk you through buying your first home
Buying your next home
Whether you’re upgrading or downsizing, we’re here to help.
Refinance your loan
Let us help you switch to an Islamic option. Or maybe a better Islamic option.
Buying an investment property
Grow your property portfolio in an Islamic way.
Our finance product
Learn more about the product. With low ijarah rates and a deposit requirement starting from 10%, you are at the right place.
Save for a deposit
Not enough saved? Let us assist you in growing your home deposit with our investment options.
How is Hejaz Finance Halal
Learn the difference between a standard loan and a Halal Finance Facility
See your remaining finance balance, make extra repayments, and more in one place.
Join the thousands of Muslim Australians who have made the change to an Islamic home finance.
No. To be eligible to apply for a loan, the applicant must be an existing Hejaz client. This can be done by joining our Islamic Superannuation services.
With Hejaz, you can sell the property when you wish. Your only obligation will be to pay us whatever is left owing at that date. We do not take a share of any profits that are gained on the property sale.
If you are an existing Hejaz customer, applying for a loan is easy. You simply complete an application form, provide supporting documents, and submit this to us. We will then conduct a serviceability test to determine whether you can borrow the amount that you have applied for. Thereafter, you will be provided a conditional pre-approval.
Our finance product has been established in collaboration with local, International Sharia Boards and Advisers. We adopt the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI) Sharia standards. We are endorsed by an International Sharia board (Global Islamic Financial Services firm – GIFS headed by Mufti Ismail Ebrahim Desai) out of South Africa. GIFS continually audit us to ensure that the highest levels of Sharia compliance are being applied.
Our deposit requirements start from 10%.
Ready to apply? Apply online in under 10 minutes.
Have a question?