Home finance

Acquire the keys to your new home in an Islamically compliant manner with Hejaz.

Are you ready to purchase

Buying a home is arguably one of the biggest and most exciting decisions you’ll ever make, especially if it’s your first.

Obtaining Islamic home finance isn’t as hard as you think – we take the stress out of planning, budgeting and paperwork so you can focus on the important finishing touches for your new home. A dedicated and experienced consultant tailors your Islamic home finance to your needs, and guides you at every step of your journey, providing advice, support, and solutions.

Apply now

What we can finance?

New home

Established home

Land

House & land (Selected Builders)

Why choose our Fixed Rate Home Finance?

You don’t need a fortune teller to find out what the future looks like. A fixed rate home finance gives you the certainty of knowing exactly what your repayments will be for a certain term, while protecting yourself against any potential rental rises.

Set repayments

Have the certainty of fixed repayments during the fixed term

Additional repayments

Make unlimited additional repayments annually without penalty

Peace of mind

Plan for the future and set financial goals with confidence

Sharia compliant

Unlike variable, fixed repayments are the only sharia compliant way of financing

Designed for your ease and convenience

01.

Start application

Start your application with our easy step-by-step form on computer, tablet or mobile.

02.

Approval in principle

We’ll call you to go through your application and confirm eligibility for the next stage.

03.

Assessment & valuation

Provide your documents for verification. We’ll arrange a property valuation and have one final look at your application to make sure it all stacks up.

04.

Formal approval

Once approval is confirmed, we’ll send you the Contract Pack to read and sign.

Features of our product

Equity & Ijarah

LVR 80%

Legally compliant

Sharia compliant

Repay monthly

Additional repayments

No waiting period

Finance up to $1,000,000

Ready to apply?

There are a few things you’ll need to begin, such as your proof of identity, employment details and financial details such as income, assets, expenses and liabilities.