Home finance
Acquire the keys to your new home in an Islamically compliant manner with Hejaz.
Are you ready to purchase
your biggest investment?
Buying a home is arguably one of the biggest and most exciting decisions you’ll ever make, especially if it’s your first.
Obtaining Islamic home finance isn’t as hard as you think – we take the stress out of planning, budgeting and paperwork so you can focus on the important finishing touches for your new home. A dedicated and experienced consultant tailors your Islamic home finance to your needs, and guides you at every step of your journey, providing advice, support, and solutions.
What we can finance
New home
We finance the purchase of New Homes at affordable rates. You can apply online and check your eligibility, repayments and much more. Fast Approval for your new home finance.
Established home
Established dwellings can make great family homes. Best of all, we can finance their purchase. Apply online to begin the seamless finance process.
Land
Hejaz Finance offers home finance for land purchase so you can build your dream home. Get the ball rolling today and apply online.
House & land
Build to your standards, where and how you like. We’ll handle the finances while you pick the façade. Contact us today to assess your borrowing capacity.
We help to make the process simple every step of the way
Help you save for your deposit
With our performing investment funds
Help you find the right property
With our national property partners
Make managing your finance easy
With our easy to use online portal
Designed for your ease and convenience
01 Start application
Start your application with our easy step-by-step form on computer, tablet or mobile.
02 Approval in principle
We’ll call you to go through your application and confirm eligibility for the next stage.
03 Assessment & valuation
Provide your documents for verification. We’ll arrange a property valuation and have one final look at your application to make sure it all stacks up.
04 Formal approval
Once approval is confirmed, we’ll send you the Contract Pack to read and sign.
Need a calculator? use ours.
Home Finance – Eligibility
| Employee (PAYG) |
|---|
| 6-months minimum employment |
| Last 3 payslips |
| Latest statement of current liabilities |
| Latest tax return and notice of assessment |
| Proof of genuine savings (Deposit) |
| ID verification |
| Self-Employed / Sub-contractor |
|---|
| Last 2 years tax return |
| Latest statement of current liabilities |
| Proof of genuine savings (Deposit) |
| ID verification |
Features of our product
Equity & Ijarah
Maximum LVR 75%
Repay monthly
Title in your name from day one
Cash out
Additional repayments
No waiting period
Finance up to $2,000,000
Ready to get started?
We’re here to answer any questions you may have.
View our Frequently Asked Questions